High Definition Vehicle Insurance (HDVI)

HDVI’s Shift policy offers dynamic insurance for small and midsize fleets, adjusting premiums in real-time based on driver safety. At the time of quote, HDVI’s Safety Lookback™ analyzes historical telematics data. Strong safety performance earns immediate discounts. During the policy, fleets can save up to 20% on monthly premiums by improving safety scores. Unlike traditional insurers, Shift provides immediate savings as fleets enhance safety. HDVI also offers regular counseling to help fleets understand their telematics data and use HDVI Shift to build a safety culture, minimizing risk and saving costs. In fact, 90% of HDVI customers have improved metrics like speeding and hard braking over three years, with 77% seeing results in one quarter. In 2023, HDVI fleets saved $1.1 million.